BenValue wrote:Thank you for all the very useful advice.
I have opened a bit of a can of worms mentioning no risk. I was a bit clumsy in my wording. I simply meant that I wanted to get the same amount of capital out that I put in.
Thanks for getting back to us. However how do you measure "capital"? The ability to buy loaves of bread, or pounds?
To be blunt from one point of view mc2fool is right, from another he is wrong. Your point of view is right for you.
We still don't know what you mean. Are you happy to ignore debasement of the currency, as you don't think that it's appropriate to consider over the term of your SIPP, or not?
Your OP seems to suggest that you are, with your desire to write off equities. Possibly I am wrong and property investments are your thing. Yet how different are these things?
FWIW, I'd recommend a "portfolio" of investments. Given your OP, some interest baring (others know more), some equities, some commodities i.e gold.
I also hold a small amount of bitcoin.
However mix and match and judge your "pick-n-mix" to suit yourself.
Many others would consider my mix unwise. I feel the same about their mix. However we are all right in our choices. Given that the informed choices suit our objectives.
Ps mc2fool and I have been speculating if you follow Tweedle Dum or Tweedle Dee. Did you say what you mean, or mean what you said. The two are clearly not quite the same. Clearly you meant something close to what he assumed, rather than meaning what you said.