Hi,
If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?
I specifically would like to know:
1) What companies do them (I can only find a few on Google but not any kind of list of top providers)
2) What the performance of these are so I can benchmark them against each other
Thanks for any help
Helen
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Investment Bonds with Life Insurance
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Direct questions and answers, this room is not for general discussion please
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- Lemon Half
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Re: Investment Bonds with Life Insurance
Helinlouise wrote:
If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?
Probably to an IFA or the likes of St James Place. These products tend not to be particularly good value when measured against investing via an ISA either directly into shares or via OEICs or ETFs.
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- Lemon Half
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Re: Investment Bonds with Life Insurance
Helinlouise wrote:Hi,
If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?
I specifically would like to know:
1) What companies do them (I can only find a few on Google but not any kind of list of top providers)
2) What the performance of these are so I can benchmark them against each other
Thanks for any help
Helen
My understanding was that it was cheaper to buy the insurance separately. Years ago, by combining the two, you could get income tax relief on all your premiums, so that you got a discount on your investment. In the 1990s this was abolished, and so such products were largely abandoned.
Steer well clear.
TJH
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