Donate to Remove ads

Got a credit card? use our Credit Card & Finance Calculators

Thanks to smokey01,bungeejumper,stockton,Anonymous,bruncher, for Donating to support the site

Investment Bonds with Life Insurance

Straight answers to factual questions
Forum rules
Direct questions and answers, this room is not for general discussion please
Helinlouise
Posts: 13
Joined: March 23rd, 2024, 9:07 am

Investment Bonds with Life Insurance

#670810

Postby Helinlouise » June 24th, 2024, 8:33 pm

Hi,

If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?

I specifically would like to know:

1) What companies do them (I can only find a few on Google but not any kind of list of top providers)
2) What the performance of these are so I can benchmark them against each other

Thanks for any help

Helen

Alaric
Lemon Half
Posts: 6162
Joined: November 5th, 2016, 9:05 am
Has thanked: 21 times
Been thanked: 1434 times

Re: Investment Bonds with Life Insurance

#670841

Postby Alaric » June 25th, 2024, 1:02 am

Helinlouise wrote:
If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?



Probably to an IFA or the likes of St James Place. These products tend not to be particularly good value when measured against investing via an ISA either directly into shares or via OEICs or ETFs.

tjh290633
Lemon Half
Posts: 8475
Joined: November 4th, 2016, 11:20 am
Has thanked: 941 times
Been thanked: 4263 times

Re: Investment Bonds with Life Insurance

#670885

Postby tjh290633 » June 25th, 2024, 11:00 am

Helinlouise wrote:Hi,

If I would like to research Investment Bonds with an element of life insurance/assurance, where could I go?

I specifically would like to know:

1) What companies do them (I can only find a few on Google but not any kind of list of top providers)
2) What the performance of these are so I can benchmark them against each other

Thanks for any help

Helen

My understanding was that it was cheaper to buy the insurance separately. Years ago, by combining the two, you could get income tax relief on all your premiums, so that you got a discount on your investment. In the 1990s this was abolished, and so such products were largely abandoned.

Steer well clear.

TJH


Return to “Does anyone know?”

Who is online

Users browsing this forum: No registered users and 22 guests