Dod101 wrote:pochisoldi is marginally better off than if there had been no witness, but not much. The lesson here is why on earth would a witness, trying be helpful presumably, report the proceedings to the police without leaving his own details on the windscreen? Pochisoldi may have had good reason not to report the matter to the police who will have very little interest as no one was injured and I doubt that they would make any attempt to discover if the driver of the vehicle which caused the damage was actually negligent.
As an update, after letting the insurers run with things for 3 months...
Third party denied liability back in January
Looks like the insurer couldn't be bothered to get the witness details.
They've started to pester me for a copy of the invoice for the replacement tyres (despite me emailing it in December, and them paying out for a single tyre in January).
I get the feeling that the claims handlers are, ahem, "less than keen", and want me to do all the running around - I told them they already had the invoice, and asked them for information to pursue a claim against the 3rd party, and the response was "You'll have to contact the third party's insurers" - Yes, that's what I want you to give me!
I've raised a complaint with my insurer regarding the handling, and I'm going to request the details directly from the police myself - shouldn't have to but I'm more likely to get a response from the police than my insurers.
PochiSoldi
PS: As to why the witness called the police without leaving their details on the car.
1) Because they wanted to help the innocent party
2) I believe
she(rather than he) didn't want to advertise their phone number by leaving it under a wiper blade on a car in a terraced street.