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Re: Car hit, recovering uninsured losses

Posted: December 18th, 2022, 11:32 am
by Dod101
pochisoldi is marginally better off than if there had been no witness, but not much. The lesson here is why on earth would a witness, trying be helpful presumably, report the proceedings to the police without leaving his own details on the windscreen? Pochisoldi may have had good reason not to report the matter to the police who will have very little interest as no one was injured and I doubt that they would make any attempt to discover if the driver of the vehicle which caused the damage was actually negligent.

Very strange.

Dod

Re: Car hit, recovering uninsured losses

Posted: December 18th, 2022, 11:36 am
by CliffEdge
Just a thought, if you get nowhere, is it worth contacting the police commissioner?

Re: Car hit, recovering uninsured losses

Posted: December 19th, 2022, 8:15 am
by mutantpoodle
CliffEdge wrote:Just a thought, if you get nowhere, is it worth contacting the police commissioner?



probably too busy making sure all correct boxes are ticked following cockups of the lasy one!

Re: Car hit, recovering uninsured losses

Posted: December 19th, 2022, 9:04 am
by CliffEdge
mutantpoodle wrote:
CliffEdge wrote:Just a thought, if you get nowhere, is it worth contacting the police commissioner?



probably too busy making sure all correct boxes are ticked following cockups of the lasy one!

They don't like bad publicity though. Ours has a column in the local newspaper.

Re: Car hit, recovering uninsured losses

Posted: April 25th, 2023, 3:21 pm
by pochisoldi
Dod101 wrote:pochisoldi is marginally better off than if there had been no witness, but not much. The lesson here is why on earth would a witness, trying be helpful presumably, report the proceedings to the police without leaving his own details on the windscreen? Pochisoldi may have had good reason not to report the matter to the police who will have very little interest as no one was injured and I doubt that they would make any attempt to discover if the driver of the vehicle which caused the damage was actually negligent.


As an update, after letting the insurers run with things for 3 months...
Third party denied liability back in January
Looks like the insurer couldn't be bothered to get the witness details.
They've started to pester me for a copy of the invoice for the replacement tyres (despite me emailing it in December, and them paying out for a single tyre in January).
I get the feeling that the claims handlers are, ahem, "less than keen", and want me to do all the running around - I told them they already had the invoice, and asked them for information to pursue a claim against the 3rd party, and the response was "You'll have to contact the third party's insurers" - Yes, that's what I want you to give me!

I've raised a complaint with my insurer regarding the handling, and I'm going to request the details directly from the police myself - shouldn't have to but I'm more likely to get a response from the police than my insurers.

PochiSoldi

PS: As to why the witness called the police without leaving their details on the car.
1) Because they wanted to help the innocent party
2) I believe she(rather than he) didn't want to advertise their phone number by leaving it under a wiper blade on a car in a terraced street.

Re: Car hit, recovering uninsured losses

Posted: April 25th, 2023, 3:43 pm
by pje16
The above sounds typical of a scummy insurer doing their best to wriggle out of a payout
I hope not though

Re: Car hit, recovering uninsured losses

Posted: April 25th, 2023, 6:51 pm
by DrFfybes
Care to share who your insurers are?

As many are similar price come renewal time, it can be good to have other options on which to base a choice :)

Paul

Re: Car hit, recovering uninsured losses

Posted: April 25th, 2023, 8:29 pm
by pochisoldi
DrFfybes wrote:Care to share who your insurers are?

As many are similar price come renewal time, it can be good to have other options on which to base a choice :)

Paul


Same neck of the woods as Alan Partridge... ;)

As I said on the phone this morning "you only find out how good an insurer is when you make a claim, and so far it's not good".