State Pension Forecast query
Posted: January 11th, 2017, 1:04 pm
Hi,
I got an online State Pension forecasts last night for myself and my wife.
Mine says I can get my state pension in 2035 (age 67), it will be £155 a week and I need 2 more years of NI contributions to reach this maximum. My NI record says I have made 28 years of contributions, so I assume 30 years in total.
My wife's forecast was for the same amount. She is 3 years younger than me (born 1971), but the system says she needs to pay an additional 10 years of contributions. Her NI record shows 27 years of contributions to date.
So, it looks to me like my wife is expected to pay 37 years of NI contributions to get her full state pension entitlement, whereas I only need to pay 30. Does this sound correct? Can anyone explain this difference, or has the system got something wrong?
Thanks very much
StepOne
I got an online State Pension forecasts last night for myself and my wife.
Mine says I can get my state pension in 2035 (age 67), it will be £155 a week and I need 2 more years of NI contributions to reach this maximum. My NI record says I have made 28 years of contributions, so I assume 30 years in total.
My wife's forecast was for the same amount. She is 3 years younger than me (born 1971), but the system says she needs to pay an additional 10 years of contributions. Her NI record shows 27 years of contributions to date.
So, it looks to me like my wife is expected to pay 37 years of NI contributions to get her full state pension entitlement, whereas I only need to pay 30. Does this sound correct? Can anyone explain this difference, or has the system got something wrong?
Thanks very much
StepOne